Randhawa Associates
Driving Recovery with Integrity……
A professional Debt Recovery Agency specializing exclusively in Auto Loan Collection, Recovery, and Vehicle Repossession Services for leading Banks and Non-Banking Financial Companies (NBFCs).
About Us
Established in August 2023, Randhawa Associates has built a strong reputation for delivering efficient, ethical, and legally compliant recovery solutions. The firm's proprietor brings over 10 years of experience in Auto Loan Recovery and Field Operations and is DRA-certified, ensuring that all recovery processes are executed professionally, safely, and in compliance with RBI and regulatory guidelines.
With a highly experienced team and a strong field network across Punjab, we assist financial institutions in recovering their assets, reducing delinquent portfolios, and improving cash flow while maintaining professionalism and regulatory compliance.
Proprietor
Mr. BIKRAMJIT SINGH RANDHAWA
Purpose
Our Mission & Vision
Mission
To assist Banks and NBFCs in achieving maximum collection and recovery efficiency through transparent, disciplined, and customer-sensitive recovery operations in the auto loan segment.
Vision
To be recognized as the most reliable and result-oriented Auto Loan Recovery Partner for Banks and NBFCs, driven by integrity, performance, and professionalism.
Expertise
Our Services
Comprehensive end-to-end recovery and logistics support.
Auto Loan Collection
Two-Wheeler, Four-Wheeler & Commercial Vehicles.
Vehicle Repossession
Voluntary & Non-Voluntary, executed professionally.
NPA & Write-Off
Specialized recovery for non-performing asset accounts.
Skip Tracing
Field investigation to locate customers and collaterals.
Pre-Litigation
Legal coordination tailored to early phase resolutions.
Customer Settlement
Ethical negotiation and settlement with customers.
Yard Management
Secure vehicle yard management and collateral custody.
Backend Operations
Dedicated telecalling and back-office collection force.
Advantages
Why Choose Us
Years of Experience
Proprietor brings over a decade of deep field operations and DRA-certified expertise.
DRA-Certified Employees
Core recovery force ensuring full compliance with stringent RBI guidelines.
Trained Repo Agents
A formidable ground presence positioned strategically across all operational branches.
Backend Executives
Skilled back-office handling meticulous telecalling, documentation, and reporting.
Transparent MIS
Clear, real-time status updates and robust administrative transparency.
Track Record
Proven high recovery success rates achieved harmoniously with ethical practices.
Associates With
References
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1
Mr. Varun Sharma
Collection Manager, Hero Fincorp Ltd.
+91 9041919214
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2
Mr. Vishal Sethi
ACM, UP Money Finance Ltd.
+91 7347063127
-
3
Mr. Harparamdeep Singh
RCM, IndusInd Bank Ltd.
+91 8288093601
-
4
Mr. Kamal Jindal
RCM, IDFC First Bank Ltd.
+91 9034001255
-
5
Mr. Varinderpal Singh
Collection Manager, HDB Financial Services Ltd.
-
6
Mr. Jitansu Sahani
ACM, Namdev Finvest Pvt. Ltd.
Our Office Network
Strong ground presence with complete coverage.
RANDHAWA ASSOCIATES
SCO 1, 2nd Floor,
Palika Bazar, Tehsil Chowk,
Tarn Taran, Punjab – 143401
Main Command Center
Branch Offices
Partner with Randhawa Associates
Ensure maximum collection capabilities with ethical execution and professional standards.